Estate Planning

Do you need to think about inheritance tax?

Once viewed as a tax solely on the affluent, inheritance tax is no longer something subject to the very rich. Even those with a relatively moderate amount of wealth should think about estate and inheritance tax planning…. Yet very few of us do.

We understand this can be a sensitive subject to talk about especially when many of us are of the opinion that we are too young to even be considering this just yet. The truth is that, with any type of financial planning it is never too early to start. The earlier you start, the more flexible and effective the tax-saving strategies will be.

It is surprising how this major tax can be avoided following death by planning appropriately, utilising trusts and gift allowances during your lifetime. We will identify if there are needs that require addressing in order to limit the likelihood of burdening your loved ones with the 40% tax rate that is so often overlooked. With the Inheritance Tax threshold being stagnant for so long and there being limited scope of this increasing more and more people are having to pay this tax. We will ensure that sensible and appropriate plans are put in place during our client’s lifetime to preserve your wealth

Inheritance tax is an inherent part of estate planning and as in the past we have experience in working very closely with your solicitor and accountant to build a financial plan that is flexible, coherent and integrated. Clients are often surprised that the bespoke financial plans give them more control and financial flexibility than they had previously thought – a plan that is flexible enough to adapt to individual and economic changes, bringing peace of mind, clarity and confidence to the situation.


Monday - Friday
9am - 5pm


(028) 7034 4222


9 Lodge Rd, Coleraine BT52 1LU